1. <dfn id="4bf00ieu" style="display:none !important"></dfn>

        • <ins id="f4f3xm20" style="display:none !important"></ins><th id="9ycwvios" style="display:none !important"><rp id="x4xrkj18" style="display:none !important"></rp></th><small id="7x5hzxu6" style="display:none !important"><kbd id="n3fvrl1t" style="display:none !important"></kbd><output id="kpd91ynd" style="display:none !important"><canvas id="onox37bu" style="display:none !important"></canvas></output></small><progress id="0phgr8n1" style="display:none !important"><pre id="a67bng54" style="display:none !important"></pre><cite id="ahnchb4s" style="display:none !important"><strong id="mfz3on0x" style="display:none !important"></strong></cite><h4 id="96nw3i7x" style="display:none !important"><q id="cxm058j0" style="display:none !important"></q><tbody id="9j0jg3bo" style="display:none !important"><sup id="ap3sdrwp" style="display:none !important"></sup></tbody></h4></progress>
          <tt id="uym2xbtd" style="display:none !important"></tt><thead id="uo33v0jw" style="display:none !important"><area id="94pkuz2n" style="display:none !important"></area></thead><thead id="tmr5vddj" style="display:none !important"><colgroup id="d61l4gt8" style="display:none !important"></colgroup></thead>

              <tr id="a92z9g8w" style="display:none !important"></tr><form id="6j6osvtt" style="display:none !important"><kbd id="7pmgx63g" style="display:none !important"></kbd></form><sub id="pmndsnd3" style="display:none !important"><b id="a459x1in" style="display:none !important"></b><canvas id="guwyhe2d" style="display:none !important"><table id="8oqxqpys" style="display:none !important"></table></canvas></sub><tr id="d9hwcvxb" style="display:none !important"><div id="9yycgxcv" style="display:none !important"></div><figcaption id="dj9aiehe" style="display:none !important"><area id="f5l89i2i" style="display:none !important"></area></figcaption><noscrip id="txubayb5" style="display:none !important"><h2 id="jlsjuc7u" style="display:none !important"></h2><span id="0rfwwa4n" style="display:none !important"><param id="l9aze9qp" style="display:none !important"></param></span></noscrip></tr><ol id="qtixkkf8" style="display:none !important"><output id="87wpde17" style="display:none !important"></output><b id="ft1nzrr8" style="display:none !important"><select id="8hgc4d1w" style="display:none !important"></select></b><audio id="77lo2mm7" style="display:none !important"><ruby id="swxrma5j" style="display:none !important"></ruby></audio><ins id="ajjek6p1" style="display:none !important"><track id="b3f90qzm" style="display:none !important"></track><tr id="nj6px9p7" style="display:none !important"><u id="odqa22u8" style="display:none !important"></u></tr><i id="9dj9phmy" style="display:none !important"><tr id="vlb70kpj" style="display:none !important"></tr><map id="gibw9olh" style="display:none !important"><h6 id="yd7az2xm" style="display:none !important"></h6></map></i></ins></ol>

                  • <tr id="nmppn4xl" style="display:none !important"></tr>

                    <form id="006c6txn" style="display:none !important"></form>

                    • MORE MARKET STATS

                    <sub id="84q2ap8c" style="display:none !important"></sub>

                    <sup id="d15juzkp" style="display:none !important"></sup>
                    <a id="hmqk2xiv" style="display:none !important"></a>

                    <h3 id="hr6pbo9p" style="display:none !important"></h3><th id="xpmm7i7j" style="display:none !important"><abbr id="r55xcjg0" style="display:none !important"></abbr></th><b id="zf5ipaa3" style="display:none !important"><canvas id="jboaz0gp" style="display:none !important"></canvas><optgroup id="u9zj0jv7" style="display:none !important"><legend id="p84h2khl" style="display:none !important"></legend></optgroup></b>
                    <h4 id="zrq728po" style="display:none !important"></h4>

                        <dialog id="5ocx160u" style="display:none !important"></dialog><bdi id="5y7bcp38" style="display:none !important"><a id="81ydw37q" style="display:none !important"></a></bdi><optgroup id="jebe3shw" style="display:none !important"><sub id="dcbe8w6n" style="display:none !important"></sub></optgroup>

                          <bdi id="e7f34c1g" style="display:none !important"></bdi><div id="sa039h2v" style="display:none !important"><sub id="bzbqo599" style="display:none !important"></sub></div><thead id="h0zegls3" style="display:none !important"><pre id="h9c16czm" style="display:none !important"></pre><details id="olrd4fhg" style="display:none !important"><col id="clccfgg0" style="display:none !important"></col></details></thead><dialog id="1am253fn" style="display:none !important"><nav id="8dghy75m" style="display:none !important"></nav></dialog><noscrip id="drd87qrw" style="display:none !important"><big id="q9q99vd5" style="display:none !important"></big></noscrip><u id="rbs6dpbn" style="display:none !important"><li id="w45afbom" style="display:none !important"></li></u>
                          1. <source id="y8icok7m" style="display:none !important"></source>

                          2. <dl id="b8sl78hd" style="display:none !important"></dl>

                              • new betting sites 2020,khelo jeeto casino,casino cinema chennai,Asset Allocation: The answer to counter market risks and uncertainties

                                March 28, 2021 10:41 PM
                                <output id="9h6s7wx0" style="display:none !important"></output>

                                <col id="60s1buyh" style="display:none !important"></col>

                                      • <param id="ppeqdm3p" style="display:none !important"></param>

                                        Quantum MF, Mutual Fund, Investment, Gold MFWhen building your portfolio, consider your investment time horizon. The old thumb rule of subtracting your age from 100 works fine in most cases.

                                        1. “History shows you don’t know what the future brings.” – G. Richard Wagoner. Past performance of an asset class is never an indication of future returns.

                                              <noscrip id="jjiok2uu" style="display:none !important"></noscrip><table id="ucv28b31" style="display:none !important"><ruby id="xfwpjk0d" style="display:none !important"></ruby></table>

                                              <table id="x080p8wo" style="display:none !important"></table>

                                              Often investors search for the best stocks or the top rated stocks to invest in. However, it may be sensible to invest in a diversified pool of stocks through a mutual fund.

                                                <blockquote id="414ggicq" style="display:none !important"></blockquote>

                                                <small id="en9hdksl" style="display:none !important"></small><sub id="g0uvky9q" style="display:none !important"><img id="q56ix7q0" style="display:none !important"></img></sub><progress id="kgtcc9hu" style="display:none !important"><sub id="7u7u7t9z" style="display:none !important"></sub></progress>

                                                      1. <big id="ao7xl8zm" style="display:none !important"></big>

                                                            1. <sup id="mmay4w73" style="display:none !important"></sup>
                                                              <del id="hymppoq7" style="display:none !important"></del>

                                                              2020 taught us, similar to the time during the Global financial crisis of 2007- 2008, that it is difficult to predict short-term market movements.

                                                              As the year 2020 ended, many indices were at/or near all-time highs.


                                                              Table 1:Markets boomed as COVID-19 soared. Past performance may or may not be sustained in future.

                                                              Past performance may or may not sustain in future.

                                                              Instead of chasing that one mutual fund or one asset class that gives high returns that may or may not be sustainable in the long run, the important thing to remember is the simple but disciplined asset allocation. Asset allocation is diversifying in different asset classes such that it allows you to spread your risk within your portfolio. Investors need to create a diversified portfolio comprising of right proportion of equity, debt and gold. A well-diversified portfolio can help mitigate the downside risk of your investments while growing them.

                                                              What are the 5 things to keep in mind while approaching asset allocation?

                                                              1. Asset allocation helps you to mitigate downside risk

                                                              Asset allocation is not about owning the top performing assets or the trendiest ETFs or the top sectors. It is important to note that all asset classes do not move in the same direction at the same time. For instance, during the pandemic when equity markets suffered a sharp loss, the presence of another asset such as gold could have helped investors in earning risk-adjusted returns. Asset allocation is about investing in different financial assets of the market that have low correlation with each other and introduces other dimensions of the market. This potentially reduces the downside risk in your portfolio.

                                                              1. Asset Allocation does not need you to time the markets

                                                              With an effective asset allocation strategy, you do not have to spend your energy in deciding whether to buy or sell a particular stock or mutual fund based on its expected performance. It is the start of an investment journey that will not show you how to pick the best mutual funds but rather give a roadmap to fulfilling your financial goals.

                                                              1. Asset Allocation is in our control

                                                              Investors time and energy is often spent on focusing on things that are not in their control; such as quarterly earnings reports, predicting business cycles or forecasting interest rates. It is important to take control and accept full responsibility to achieve your financial goals: such as building an asset allocation plan.

                                                              1. Asset allocation should factor in investment tenure

                                                              When building your portfolio, consider your investment time horizon. The old thumb rule of subtracting your age from 100 works fine in most cases. Subtract your age from 100 to arrive at the ideal asset allocation for your investments. So if you are 25, you need to dedicate 75% of your investment to equities whereas the rest 25% can be to bonds and gold.


                                                              On the other hand, an investor aged 60 years needs to invest 40% in equities and 60% in fixed income investments and risk diversifying assets like gold.

                                                              1. Make emergency fund as the base of your portfolio

                                                              Along with your long term goals, your asset allocation plan needs to accommodate for a rainy day, as we saw during the pandemic-induced economic deceleration in 2020. As you see in the infographic below, it is suggested to have a safe money in the form of liquid assets such as Liquid Mutual Funds as the foundation of your portfolio. This liquid fund helps to meet short term cash and contingency needs and at the same time may help earn higher returns than those offered by savings bank accounts.


                                                              However, the key takeaway from this article is that ideal asset allocation is not static. Ideal asset allocation needs periodic rebalancing to maximize the return potential.

                                                              Get answers to all your questions about asset allocation.

                                                              An Investor Education and Awareness Initiative by Quantum Mutual Fund.

                                                              *Please note that the suggested asset allocation is not to be considered as investment advice/recommended allocation, please seek independent professional advice and arrive at an informed investment decision before making any decision.

                                                              Investor should deal only with Registered Mutual Funds of which can be verified on the SEBI website under “Intermediaries / Market Infrastructure Institutions”.

                                                              Investor can approach Investor Relation Officer of Mutual Fund for redressal of grievance or complaint. If the compliant remain unresolved then can approach SEBI or can lodge complaint on SEBI SCORES Portal https://scores.gov.in.

                                                              Know Your Customer (KYC) is compulsory for investing in mutual funds. For KYC investor to submit KYC form along with the Proof of Identity and Proof of Address to KYC Registration Agency. For details please click here.

                                                              Mutual fund investments are subject to market risks, read all scheme related documents carefully.


                                                              The above article is sponsored by Quantum MF

                                                                <colgroup id="w0orsbqt" style="display:none !important"></colgroup>

                                                                                  <div id="ohm1xxxr" style="display:none !important"></div>

                                                                                        1. <dfn id="p3i8srfu" style="display:none !important"></dfn><fieldset id="b9n064tw" style="display:none !important"><details id="4ino3ul3" style="display:none !important"></details></fieldset><thead id="m6pgrtrk" style="display:none !important"><s id="my40x9a2" style="display:none !important"></s></thead>

                                                                                          Get live Stock Prices from BSE, NSE, US Market and latest NAV, portfolio of Mutual Funds, Check out latest IPO all gambling sites, Best Performing IPOs, calculate your tax by Income Tax Calculator, know market’s Top Gainers, Top Losers & Best Equity Funds. Like us on Facebook and follow us on Twitter.

                                                                                          <details id="txh36bi8" style="display:none !important"></details><b id="0ukbgql4" style="display:none !important"><sup id="rhmyl9ii" style="display:none !important"></sup></b><area id="d370sdv1" style="display:none !important"><blockquote id="d3krayjf" style="display:none !important"></blockquote><canvas id="9d8gb6kw" style="display:none !important"><var id="5af070jz" style="display:none !important"></var></canvas></area><bdi id="51mgmy9l" style="display:none !important"><map id="dmet09zg" style="display:none !important"></map><rp id="l5v8q2x7" style="display:none !important"><pre id="ei6tqyb3" style="display:none !important"></pre></rp><i id="09v7fy5r" style="display:none !important"><progress id="34hvg79x" style="display:none !important"></progress><h6 id="q2n9v02o" style="display:none !important"><big id="1j407ihq" style="display:none !important"></big></h6></i></bdi>
                                                                                        2. Financial all british casino is now on Telegram. Click here to join our channel and stay updated with the latest Biz news and updates.

                                                                                          <area id="gzw1ysc6" style="display:none !important"></area>

                                                                                              <param id="is95hira" style="display:none !important"></param>

                                                                                            1. <noscrip id="0e2scjxm" style="display:none !important"></noscrip>

                                                                                              <blockquote id="flj6mnjy" style="display:none !important"></blockquote>
                                                                                                  1. <noscrip id="j9zn4cb2" style="display:none !important"></noscrip>

                                                                                                      <colgroup id="gsygj90x" style="display:none !important"></colgroup><dialog id="fz5lhic6" style="display:none !important"><address id="iu1u11w3" style="display:none !important"></address></dialog><track id="u4j615eq" style="display:none !important"><commend id="9tn9nnwj" style="display:none !important"></commend><meter id="l6e44r5t" style="display:none !important"><source id="yr0zh8a8" style="display:none !important"></source></meter></track>

                                                                                                      <dfn id="cncfs6ky" style="display:none !important"></dfn><tr id="t6epdmj3" style="display:none !important"><del id="xjf5twvt" style="display:none !important"></del></tr><datalist id="vf18ty19" style="display:none !important"><strong id="vofui2tw" style="display:none !important"></strong><dt id="u8gxt0hj" style="display:none !important"><h4 id="aisoxf8s" style="display:none !important"></h4></dt></datalist>

                                                                                                          <th id="jlg54smr" style="display:none !important"></th>
                                                                                                            <dialog id="rl708e6d" style="display:none !important"></dialog><u id="om32rsax" style="display:none !important"><var id="vqlpqb6h" style="display:none !important"></var></u>
                                                                                                            <td id="q4c091qh" style="display:none !important"></td>

                                                                                                          • <param id="r7a4re17" style="display:none !important"></param><tr id="10j2ztcd" style="display:none !important"><h4 id="njcugfy9" style="display:none !important"></h4></tr>

                                                                                                            • IMF to revisit growth forecast for India due to surge in COVID-19 cases - spokesman

                                                                                                                1. <progress id="gktd7ttz" style="display:none !important"></progress>

                                                                                                                        Covid-19 impact on India's GDP growth

                                                                                                                      • <h1 id="d3vojrss" style="display:none !important"></h1>

                                                                                                                        <select id="0v7w7adf" style="display:none !important"></select><figure id="di67z4z1" style="display:none !important"><h3 id="wl0g1dar" style="display:none !important"></h3></figure><label id="33m5hkj9" style="display:none !important"><dd id="oofu3glv" style="display:none !important"></dd><h3 id="4qjkhhup" style="display:none !important"><time id="q2paq7c8" style="display:none !important"></time></h3></label>

                                                                                                                        1. High variety gives more flexibility to produce goods and services to match a customer’s requirements. Variety and volume correlate—the higher the variety, the lower the volume of products or services.

                                                                                                                              1. <style id="yty23xl9" style="display:none !important"></style>
                                                                                                                              2. Covid-19, second Covid wave, economic growth, stock market, market recovery, equity investment, mutual fund, investment strategy, Systematic Investment Plan, SIP, Exchange Traded Fund, ETF, direct stocks

                                                                                                                                  <b id="a534x0wa" style="display:none !important"></b>

                                                                                                                                    1. Sputnik Light Covid vaccine

                                                                                                                                      1. <details id="80pkqa90" style="display:none !important"></details>
                                                                                                                                        1. Bitcoins

                                                                                                                                              • Covid-19 Lockdown in India Status Check: These states are already under lockdown, others observing strict restrictions

                                                                                                                                                1. <img id="fmtilst6" style="display:none !important"></img>

                                                                                                                                                  <a id="2s4omi4u" style="display:none !important"></a>

                                                                                                                                                  Covid-19 Lockdown in India Status Check

                                                                                                                                                    1. <menu id="vs8iwp51" style="display:none !important"></menu><table id="6g5c7e7x" style="display:none !important"><summary id="1v88de5o" style="display:none !important"></summary></table><s id="pulfo8ms" style="display:none !important"><dt id="nqy8ak5q" style="display:none !important"></dt></s><menu id="20rsbx3g" style="display:none !important"><small id="w148oddr" style="display:none !important"></small></menu><embed id="sgy7075u" style="display:none !important"><sup id="u8gly0i3" style="display:none !important"></sup></embed>

                                                                                                                                                      1. Advertisement
                                                                                                                                                        <wbr id="eucieuj6" style="display:none !important"></wbr>
                                                                                                                                                              • <dl id="qqqwo0rp" style="display:none !important"></dl>

                                                                                                                                                              • <td id="j98qco5n" style="display:none !important"></td>

                                                                                                                                                                best site for horse racing tips

                                                                                                                                                                <legend id="6uycqgec" style="display:none !important"></legend><sup id="xeo685p8" style="display:none !important"><var id="fclaoah6" style="display:none !important"></var></sup><dl id="f19jzssp" style="display:none !important"><h1 id="6rrr4xjp" style="display:none !important"></h1><del id="cr5i5d23" style="display:none !important"><h2 id="oqu9mta8" style="display:none !important"></h2></del></dl>

                                                                                                                                                                Credit Suisse
                                                                                                                                                                1. Coronavirus LIVE: PM Modi speaks to CMs, LGs of several states and UTs; Odisha seeks GST exemption on vaccines
                                                                                                                                                                2. <del id="9x1mvl5z" style="display:none !important"></del><li id="jd0es56w" style="display:none !important"><col id="7iu61nw3" style="display:none !important"></col></li><commend id="tdzxu6lt" style="display:none !important"><b id="1ux9v9mo" style="display:none !important"></b><b id="xaj4v427" style="display:none !important"><var id="tmrr42y6" style="display:none !important"></var></b></commend><table id="lizc1bhi" style="display:none !important"><colgroup id="9tzd402z" style="display:none !important"></colgroup><s id="vmb00q19" style="display:none !important"><wbr id="cf6o3x24" style="display:none !important"></wbr></s><td id="8x1gfalz" style="display:none !important"><summary id="mt03z8wk" style="display:none !important"></summary></td></table><summary id="66cnpcu4" style="display:none !important"><code id="v8o1cz13" style="display:none !important"></code><dt id="ivnch1go" style="display:none !important"><sup id="9k719gqo" style="display:none !important"></sup></dt><dialog id="uajvexd9" style="display:none !important"><canvas id="4fq41d8s" style="display:none !important"></canvas></dialog><bdi id="0q0shjhf" style="display:none !important"><h5 id="rfcz7488" style="display:none !important"></h5></bdi></summary>

                                                                                                                                                                3. <h5 id="qec6ss0w" style="display:none !important"></h5><colgroup id="fafn0lip" style="display:none !important"><font id="why34xdh" style="display:none !important"></font></colgroup><time id="gf41bse0" style="display:none !important"><bdo id="m5tcbmz1" style="display:none !important"></bdo><area id="1y0wmk8v" style="display:none !important"><details id="9jokvnli" style="display:none !important"></details></area></time>

                                                                                                                                                                      Coronavirus Statistics in India Live, Coronavirus Prevention Live Updates

                                                                                                                                                                      1. Ethereum now more valuable than Visa, JPMorgan Chase; Bitcoin-rival among top five financial services

                                                                                                                                                                          <thead id="qq1or97f" style="display:none !important"></thead><cite id="lgs690oy" style="display:none !important"><kbd id="bt4enmxx" style="display:none !important"></kbd></cite><dt id="4mtyjtsu" style="display:none !important"><ol id="cbggtx6v" style="display:none !important"></ol></dt><code id="8yelc9rd" style="display:none !important"><abbr id="fpvi1s00" style="display:none !important"></abbr><figcaption id="apym0bz8" style="display:none !important"><commend id="bv9uqu3x" style="display:none !important"></commend></figcaption><mark id="9ghg6eyt" style="display:none !important"><area id="qazgsa3j" style="display:none !important"></area><em id="daaa735i" style="display:none !important"><track id="c20yq5y7" style="display:none !important"></track></em></mark></code><summary id="cdompg2d" style="display:none !important"><ol id="aex767cg" style="display:none !important"></ol><mark id="14mpu09g" style="display:none !important"><optgroup id="yq3n34et" style="display:none !important"></optgroup></mark><figure id="c5okf2sv" style="display:none !important"><area id="6b1gwk3o" style="display:none !important"></area></figure><table id="1mv5l07k" style="display:none !important"><canvas id="fjqgvvc1" style="display:none !important"></canvas></table></summary>

                                                                                                                                                                              <p id="0de35p3s" style="display:none !important"></p>

                                                                                                                                                                            • IMF to revisit growth forecast for India due to surge in COVID-19 cases - spokesman

                                                                                                                                                                              <h1 id="fd0j15zq" style="display:none !important"></h1>

                                                                                                                                                                                  Covid-19 impact on India's GDP growth

                                                                                                                                                                                    <thead id="nezvzu6m" style="display:none !important"></thead>

                                                                                                                                                                                  • <h1 id="ah5q2uk8" style="display:none !important"></h1>
                                                                                                                                                                                  • Govt buying from MSEs declines for second consecutive year even as share in overall procurement jumps